Dr. Renu Verma

• MBA -Finance                2012
• PhD                                1992
• M A Economics             1990
• B A                                   1988
• 12^th Class                          1986
• 10^th Class                         1984

• Professor – K R Mangalam University, Gurgaon

December 5, 2023 – till date

• Associate Professor – J K Business School , Gurugram

May 2, 2022- November 30, 2023

• Associate Professor – Bharatiya Vidya Bhavan’s Usha and Lakshmi Mittal Institute of Management (BULMIM), New Delhi

July 16, 2018 – May 2, 2022

• Faculty/Area Coordinator/ Associate Dean/ Dean – ICFAI Business School
  July 2004- March 2008(Jaipur) & Apr 2008- January 2018 (Gurgaon)
• Lecturer / Senior Lecturer – Banasthali Vidyapith

November 1991- July 2004.

• Ten Ph.Ds. have been awarded.
• Appointed as M Phill dissertation and Ph D thesis evaluator by various Universities.
• Publication of book “CENTRE – STATE FINANCIAL RELATIONS”, R.B.S.A. PUBLISHER, JAIPUR, 1994
• Publication of more than forty research papers and articles in journals and magazines of repute
• Presented papers in national and international seminars/ conferences.
• Research Project on “Economics of Child Labor: A Case Study of Jaipur City in Rajasthan”, sponsored by UGC 1998.

• Accredited trainer on GST by National Academy of Custom, Excise and Narcotics, Government of India
• Selected by Rajasthan Public Service Commission as lecturer in Government College –Kota in 1996.
• Best Teacher Award by IBSAF, 2010, IBS Gurgaon. Cash Award of one Rs one lac and certificate.
• Supervision for the Award-winning Projects undertaken by students at IBS.
• Winner of second prize for the best research paper in National Conference on Business Strategies and Economic Growth: The Way Forward organized by Poornima Group of Colleges, Jaipur, Feb 2012
• Received very high feedback from the students for the courses taught.

• Paper presented on “Performance of Mahatma Gandhi National Rural Employment Guarantee Act (MNREGA) in Haryana – 2017-2023” at the STRIDE International Conference organized by School of Management & Liberal Studies, The NorthCap University Gurugram during December 14-16, 2023.
• “Indian Agriculture- Sustainable- Development Through FDI” paper contributed to International Conference on “Technological Transformation and Sustainability – Perspectives and Challenges” organized by DAV Centenary College Faridabad, Faridabad, sponsored by DHE , Haryana , March 31, 2023 .
• Paper presented on “Linkages between Financial Inclusion and Socioeconomic development: Analysis of Indian States” co-presenter Ms Sukhvinder Kaur , in Two -Day International Conference on Contemporary Trends and. Challenges in Global Business Environment , organized by Markanda National College , Affiliated to Kurukshetra University , Kurukshetra , Haryana .
• Paper presented on “ Status of Financial Inclusion among Indian States : 2014 and 2019 “ Co -Presenter – Ms  Sukhvinder Kaur , in 6^th International Conference on Managing Business Enterprises: Issues and Challenges, BULMIM, New Delhi, September 4 ,2021 .
• Attended 6^th Online International Conference on “Advancing Management: Innovation, Engagement & Impact in the Post -Covid Era on 6^th August 2021 organized by KIET Group of Institutions.
• Paper presented on “Role of FDI in Economic Growth of India “ in 2^nd international conference on Interdisciplinary Approaches in Science ,Engineering & Humanities ( ICIASEH-2021) Organised by SIRTE (Sagar Group of Institutions , Bhopal ) , 29^th to 30^th July 2021.
• Paper presented on “Agility of the prominent portals used for electronic filing (e-filing) Income Tax Returns in India: A comparative study” Co Presenter Dr Nivedita Roy, in 4^th International Conference on Managing Business Enterprises: Issues and Challenges, BULMIM, New Delhi, April 6, 2019
• Paper presented on “Analysis of Monetary Policy During Post –Reform Period in India”, Co-presenter – Ms Karmjeet Kaur, at 4^th International Conference on Managing Business Enterprises: Issues and Challenges, BULMIM, New Delhi, April 6, 2019
• Paper presented on “Insurance Against Cyber Attacks: Overview and Challenges “ , Co- presenter Ms Quincy Saxena , at  4^th International Conference on Managing Business Enterprises: Issues and Challenges, BULMIM, New Delhi, April 6, 2019
• Paper presented on “Pradhan Mantri Mudra Yojana – A Step Towards Greater Financial inclusion” Co-presenter Aditya Bothra , at 4^th International Conference on Managing Business Enterprises: Issues and Challenges, BULMIM, New Delhi, April 6, 2019
• Paper presented on “Faster Adoption and Manufacturing of (Hybrid &) Electric Vehicles: Issues and Challenges” 4^th International Conference on Managing Business Enterprises: Issues and Challenges, BULMIM, New Delhi, April 6, 2019
• Paper Presented on “Violence against Women: A Study of Women Students in the City of Gurgaon” in Xth Annual International Conference on Public Policy and Management, Centre for Public Policy,  IIMB  ,August 3-5, 2015.
• Paper Presented on “Financial Literacy and Financial Inclusion: A Study of Women living in Slums of Faridabad” in IX Annual International Conferenceon Public Policy and Management, Centre for Public Policy, IIMB, August 3, 2014.
• Presented paper on “Enabling Growth in the Infrastructure Sector of India: Influence of Private Equity Investment” at the 4^th International Conference on Management Practice and Research, Organized by Apeejay School of Management, New Delhi, July 25, 2014.
• Co-author of the paper entitled “Finding Behavioral Caps in Capital Market Paths” Presented in the International Conference on Accounting and Finance -2014, Colombo, Sri Lanka , May 6-7,2014
• Presented Paper on “Micro Finance: How effective it is as a Tool to Eradicate Poverty :A Comparative Study of SKS and SEWA Model” at International Conference Organized by Indus Business Academy ,Greater Noida ,February 7-8, 2014
• Participated in Eighth National Conference “Indian Capital Market: Emerging Issues” organized by IBS Business School, Gurgaon, February 7-8, 2014.
• Presented a paper on “Making a dent on poverty, Money alone does not help–The Sewa Way” in International Conference on “Women and Development” Organized by Panjabi University, Patiala, November 23-34, 2013.
• Presented paper on “A Comparative Study of Customers’ Perception Regarding Integrated Marketing Communication in Banks (With special reference to ICICI and Punjab National Bank)” in International Conference on ‘Recent Innovative Practice in Scientific Management’ organized by Bansal Institute of Management, Bhopal Sponsored by M.P. Council of Science & Technology, Govt. of M.P., Bhopal, October 2013.
• Presented paper on “A Study of Relationship between Economic Growth and Banking Development in India: An Inter-State Analysis” contributed in 2013 National Seminar on ‘India Rising: Where are we in the trajectory’ at ITS- Institute of Management, Greater Noida. Published in Proceedings of National Seminar on ‘India Rising: Where are we in the trajectory’, ISBN: 987-81-928461-0-1
• Presented paper on “Profitability of Microfinance Institutions in India” in National Conference on Business Strategies and Economic Growth: The Way Forward organized by Poornima Group of Colleges, Jaipur, Feb 2012.The paper was adjudged second in the area of finance.
• Presented a paper on “A Study of Major Customer Centric- Approach Affecting the Choice in Retail Banking” in IES International Conference 2012, organized by IES MCRC, Mumbai, January 2012
• Presented paper on “Awareness of Educational Loans Among Youths With Special Reference to Mumbai” in 4^th International Research Conference on Retail, IRCR 2011:Solutions For Better Retailing organized  by Department of Business Management ,Padma Shree Dr D Y Patil University , Navi Mumbai, November  2011
• Presented a paper on “Emerging Issues in Terrorism Insurance” in National conference on  “Insurance Industry in India: Agenda for Future”, BHU, Varanasi, April 2011
• Attended national conferences on “Indian Capital Market” organized by AIMA and IBS Gurgaon in 2009, 2010
• Attended MDP on “Risk Management in Banks and Financial Institutions”, Organized by Era Business School, Dwarka, December 2010
• “Sustainability of Indian Agriculture: Some Critical Issues” Paper presented in National Conference on Managing Growth of Indian Economy organized by Jan Nayak Chaudhary Devi Lal Memorial College of Engineering, Sirsa, Haryana, March 5, 2008
• “Micro Finance and Empowerment of Rural Women” Paper presented in 90^th annual Conference of the Indian   Economic Association, organized by Hazratbul University , Srinagar , 25^_  27 October  2007
• “Vat in India” Paper presented in National Seminar organized by Maharanis College, University of Rajasthan, Jaipur, Feb 14-15, 2008
• “Traditional Water Conservation Systems and Their Relevance at Present,” paper presented in Annual conference of Rajasthan Economic Association, organizes by J. N. Vyas  University Jodhpur , December 2007
• Attended INBUSH, 9^th International Conference Organized by Amity International Business School, Noida, 21- 23 Feb 2007
• “Issues for Working Women” Paper Presented, National Seminar in National Seminar on Women in Management, organized by Banasthali Vidyapith, Feb 21-23, 2006,
• Attended the National Conference on “Indian Management for Nation Building: New Ideas for New Millennium”, organized by WISDOM, Banasthali Vidyapith, 27-28 November 1999.
• Dadabhai Naroji and the Economic Drain” present paper in 78^th Annual Conference of Indian Economic Association 1995, Chandigarh,
• “Economic Ideas of Prof. C.N. Vakil in the Fiscal Sphere” paper presented in 77thAnnual Conference of Indian Economic Association, University of Mysore, 1994
• Banking Sector Reforms in India during 1990’s (Policies and Prospects”), paper presented in 18^th   Annual Conference of Rajasthan Economic Association, Banasthali Vidyapith, 1994,
• Attended 2^nd International Congress on Nutrition, health and Rural Poverty, Hindu College, Moradabad, December 23-24, 1990. 

• “Critical Appraisal of Gadgil Formula”, Indian Banking Today and Tomorrow, Jan. 1991, pp. 1-3
• “WHY GO FOR IMF LOANS?” 74th Annual Conference Volume of the Indian Economic Association 1991, pp. 170-171.
• “Economic Ideas of Prof. C.N. Vakil in the Fiscal Sphere”, 77th Annual Conference Volume    of Indian Economic Association 1994, pp. 65-70.
• “Dadabhai Naroji and The Economic Drain”, 78th Annual Conference Volume of   Indian  Economic Association 1995
• “Globalization of The Indian Economy: Some Critical Issues”, 79th Annual Conference Volume of Indian Economic Association 1996
• “Child Labor In India: An Overview”, 82nd Annual Conference Volume of Indian   Economic Association 1999
• “Performance of Small-Scale Industries: Pre and Post Reform   Period”, Udyog Pragati, published by NIITI Mumbai, April .2005.
• “Capital Account Convertibility: An Agenda for Future”, Journal of Global Economy Mumbai, DEC 2005
• “Agriculture: Where Does the Problem Lie?” Global Journal of Economy, Center for Social Science Research, Mumbai, June 2006
• “Issues for Working Women “Conference Volume, National Seminar on Women in Management,  21-23 Feb. ., 2006, Banasthali Vidyapith.
• “South Asian Countries: Are They Natural Trading Partners?” Journal of Institute of Environment and Management, Lucknow, July 2007.
• “A Study Of Tubeless Tyres With Special Reference to Passenger Car Radial Tyres, Indian Journal of Marketing, June 2007
• “India’s External Debt During Post Reform Period” “Global Journal of Economy, Center for Social science Research, Mumbai, and August 2007
• “Micro Finance: A Tool for The Empowerment Of Women”, ICFAI Reader, ICFAI Press Hyderabad   May-08.
• “Changing Paradigm in Indian Banking” Professional Banker, ICFAI Press Hyderabad May- 08
• “Comparative Analysis of Financial Performance of Private Sector Banks In India: Application of Camel Model” Journal of Global Economy, Center for Social Science Research, Mumbai, April- June 2008
• “Women Entrepreneur-A New Era” Global CEO, ICFAI Press, Hyderabad June 2008
• “Medical Tourism: Opportunities And Challenges For India”, Marketing Mastermind, ICFAI Press, Hyderabad, June 2008
• “Budget 2008-09-A New Perspective for Gender Development” ICFAI Reader, ICFAI Press Hyderabad, September 2008
• “Micro Finance and the Empowerment of Rural Women”, Kurukshetra, Government of India, October 2008
• “What Does Trade Intensity Index Reveal About Regional Integration In South Asia”, ICFAI Journal of International Business, ICFAI Press, Hyderabad, October 2008
• “Rural Banking In India” Professional Banker, ICFA University Press, Hyderabad, January 2009
• “A Study on Factors Influencing Buying Behavior of Tractor Customers In Banswara District of Rajasthan”, Journal of Global     Economy, Center for Social science Research, Mumbai, Sept- Nov 2009
• “Reverse Mortgage In India: Issues And Challenges” Treasury Management, ICFAI University, Hyderabad, June 2009
• “Mice Tourism In India: An Overview” Marketing Mastermind, ICFAI University Press, Hyderabad, August 2009
• “Commodity Markets in India and their Future Potential” Portfolio Organizer, ICFAI University Press, Hyderabad, November 2009
• “What Does Gravity Model Reveal About SAPTA”Global Journal of Economy, Center for Social Science Research, Mumbai, and August, 2009
• “Terrorism Insurance: Responding to Emergent Requirement, Marketing Mastermind, ICFAI University Press, Hyderabad, and March 2011
• “Weather Insurance: Tapping the Potential, Marketing Mastermind, ICFAI University Press, Hyderabad, March 2011
• “Global Terrorism Insurance: An Overview”, Zenith International Journal of Multidisciplinary Research Vol. I Issue 5, Sep.11 ISSN 22315780
• “Terrorism Insurance Market: An Overview”, IRDA Journal Vol. IX, No. 8, Aug. 11
• “An Analysis of Inter-state Disparities in Banking Sector Development in India” contributed in fourth National Conference on Recent Trend in Finance and Banking (NCFB 2011), Kottayam, Kerala, Edited by Roji George, Subramoniam K., and Krishnan M., Published by Excel India Publishers, New Delhi
• “A Study of Inter-State Disparities in Banking Sector during Post Reform Period” contributed in 2012 (EPPICTM) International Conference and Published in Journal of ‘Review of Business and Technology Research’ ISSN 1941-9414, Vol. 5, No.1, 2012, PP.17-24.
• “Nuclear Insurance In India- Need For Further Emphasis” IRDA Journal Vol-X, No. 6, June 2012
• “A Study Of Relationship Between Economic Growth And Banking Development In India: An Inter-State Analysis” contributed in 2013 National Seminar on ‘India Rising: Where are we in the trajectory’ at ITS- Institute of Management, Greater Noida. Published in Proceedings of National Seminar on ‘India Rising: Where are we in the trajectory’, ISBN: 987-81-928461-0-1
• “A Comparative Analysis Of Conventional And Innovative Teaching Methods Of Imparting Management Education And Their Relative Impact On Enhancing Communication Skills Of The Learner” Paper Published in Unnayan-Journal of Bansal Management Group of Institutions, Bhopal , January 2014, Published by Indra Publishing House ,
• “Micro Finance: How Effective It Is As A Tool To Eradicate Poverty: A Comparative Study Of SKS And SEWA Model” paper Published in Edited Book on “India at Cross Road: The Way Ahead” Published by LexisNexix-A Division of Reed Elsevier India Private Ltd
• “A Study Of Task Based Teaching Methodology And Its Impact On Employability Skills Of The Learners “Paripex-Indian Journal of Research, Volume -3, Issue-4, April 2014
• “Finding Behavioral Caps In Capital Market Paths” Paper Published in Conference Proceedings of the International Conference on Accounting and Finance -2014, Colombo, Sri Lanka, May 6-7,2014
• “Comparative Analysis of Popular Websites used for Electronic Filing(e-filing) of Taxes in India”, Paper published in International Journal for Scientific Research and Development, Vol-3, Issue -9, 2015.
• “Status of Electronic Filing (e-filing) of Taxes in India vis-a vis Other Parts of the World: A Snapshot” paper published in International Journal of Innovative Research in Science, Engineering and Technology, 2015.
• “Changing Face of Customer Relationship Management in New Age of Technology” Paper published in KAAV International Journal of Science, Engineering and Technology, Jan-March 2016.
• “GST: The Issues, Concerns and Impact” Paper published in Chartered Secretary, The journal for Corporate Professionals, August 2016.
• “Payments Banks: A Right Step towards Financial Inclusion” Paper published in Portfolio Organizer, IUP Publication, June 2016.
• “Fiscal Policy: An Analysis” Paper Published in Zenith International Journal of Business Economics and Management, June 2017.
• “Financial literacy and Financial Inclusion of Working Women Living in the Slums of Faridabad” Apeejay Business Review, Vol. 18, No. 2, December 2019
• “A Brief Analysis of Peer to Peer (P2P) Lending in India” BULMIM Journal of Management & Research (July-December 2019) 4(2): 59–64
• “Nexus of Socioeconomic Development and Financial Inclusion: Evidence from Indian States” Empirical Economics Letters, Sukhvinder Kaur, Durairaj Kumarasamy, Renu Verma, 21 (9): (September 2022) ISSN 1681 8997
• “Capex Carnival 2.0: A Welcome Step Towards Continuum of India’s Cyclical Recovery” Renu Verma & Palash Panda, Dogo Rangsang Research Journal’ UGC Care group I journal, ISSN 2347-7180, Volume-13 Issue-2, No.5, February 2023.

ORIENTATION /REFRESHER COURSES

• Participated in UGC sponsored orientation course organized by Academic Staff College, University of Rajasthan, Jaipur, during 27 March, 2000 to 22 April, 2000
• Participated in UGC sponsored refresher course in Economics organized by Academic Staff College, University of Rajasthan, Jaipur, during 29 October 2000 to 17 November 2000
• Participated in UGC sponsored refresher course in Economics organized by Academic Staff College, Jawaharlal Nehru University, New Delhi, during 31 December 2002 to 24 January 2003.
• Attended one day faculty Development program organized by ICFAI University at Jaipur, Oct. 2004
• Participated in faculty development program organized by ICFAI Business School, Hyderabad, IBS Hyderabad, April 2005,