Dr. Mohd Adil

Dr. Mohd Adil is an accomplished academic and researcher specializing in Behavior Finance, FinTech, and Investors’ Psychology. With a Ph.D. from Aligarh Muslim University (AMU), he has established a strong research profile, evidenced by an h-index of 5, i10 index of 4, and 451 citations. His doctoral thesis, “A study of investment behavior of individual investors,” explores the psychological and behavioral factors influencing investment decisions. Dr. Adil has published extensively in high-impact journals, including ABDC-B and Scopus-indexed outlets, and has presented at international conferences. He is a recipient of the UGC-Junior Research Fellowship (JRF) in Commerce (2019) and has qualified the UGC-NET for Lectureship in 2018 and 2019. With proficiency in tools like SPSS, AMOS, and Smart PLS-4, he brings technical expertise to his research and teaching. His teaching experience includes a year at a coaching institute and a stint as an Assistant Professor at iNurture, TMU, Moradabad, and Aligarh College of Engineer and management, Aligarh, where he contributed to commerce education.

• Ph.D. (Behavior Finance), AMU, Aligarh, 2023
• M.Com (Hons), AMU, Aligarh, 2017, 69%, 1st Division
• B.Com (Hons), AMU, Aligarh, 2015, 66%, 1st Division
• Intermediate, ISC, 2012, 66%, 1st Division
• High School, ICSE, 2010, 65%, 1st Division

• Assistant Professor, iNurture, TMU, Moradabad, 20 Feb 2023 to 30 May 2024
• Assistant Professor, Aligarh College of Engineering and Management, Aligarh, 1 August 2024 to 7 March 2025.
• Assistant Professor, SOMC, K.R. Mangalam University, Gurugram 10 March 2025 to till date

• Adil, M., Singh, Y., Subhan, M., AlFaryan, M.A.S., & Ansari, M.S. (2023). Do trust in financial institution and financial literacy enhance intention to participate in stock market among Indian investors during COVID-19 pandemic? Cogent Economics & Finance, 11(1). https://doi.org/10.1080/23322039.2023.2169998 (ABDC-B, Scopus)
• Singh, Y., Adil, M., & Haque, S.M.I. (2023). Personality traits and behaviour biases: The moderating role of risk-tolerance. Quality and Quantity, 57, 3549-3573. https://doi.org/10.1007/s11135-022-01516-4 (ABDC-B, Scopus)
• Adil, M., Singh, Y., & Ansari, M.S. (2022). Does financial literacy affect investor’s planned behavior as a moderator? Managerial Finance, 48(9/10), 1372-1390. https://doi.org/10.1108/MF-03-2021-0130 (ABDC-B, Scopus)
• Chen, Y., Subhan, M., Ahmad, G., Adil, M., & Zamir, M.N. (2024). Unveiling the linkages among digital technology, economic growth, and carbon emissions: A resource management perspective. Resources Policy, 91, 104868. (ABDC-B, Scopus, SSCI, WoS)
• Adil, M., Singh, Y., & Ansari, M.S. (2022). How financial literacy moderates the association between behaviour biases and investment decision? Asian Journal of Accounting Research, 7(1), 17-30. https://doi.org/10.1108/AJAR-09-2020-0086 (ABDC-C, Scopus)
• Arwab, M., Adil, M., Nasir, M., & Ali, M.A. (2022). Task performance and training of employees: The mediating role of employee engagement in the tourism and hospitality industry. European Journal of Training and Development, ahead-of-print. https://doi.org/10.1108/EJTD-01-2022-0008 (ABDC-C, Scopus)
• Singh, Y., Adil, M., & Haque, S.M.I. (2018). Financial literacy: Its determinants and conceptual framework. ELK Asia Pacific Journal of Finance and Risk Management, 11(1). DOI: 10.16962/EAPJFRM/ISSN 0976-7185 (UGC-CARE)

• Presented paper: “Extending the theory of planned behavior by incorporating financial literacy and personality traits among Indian investors: A mediation and moderation approach” at International Conference, IIM Amritsar.
• Presented paper: “Impact of Financial Literacy on Entrepreneurship” at International Conference on “START UP TO SCALE UP: Management and Policy Intervention,” 6-7 April 2019, Department of Commerce, AMU, Aligarh.
• “National Education Policy 2019 with Special Reference to Teacher Education,” Department of Education, AMU, Aligarh, 15 July 2019.

• Awarded UGC-Junior Research Fellowship (JRF) in Commerce, December 2019.
• Qualified UGC-National Eligibility Test (NET) for Lectureship in Commerce, June 2019 and December 2018.
• Reviewed four research papers for International Journal of Bank Marketing and Kybernetes (Scopus, ABDC, WoS-indexed).
• Certificate of Appreciation for organizing Constitution Day Celebrations, Department of Commerce, AMU, Aligarh, 26 November 2019.
• Certificate of Appreciation for organizing International Conference “Startup to Scale-up: Management and Policy Interventions,” 6-7 April 2019, Department of Commerce, AMU, Aligarh.
• Certificate of Appreciation for organizing ICSSR-sponsored National Seminar on “Goods & Services Tax: Emerging Issues and Challenges,” 24 February 2018, Department of Commerce, AMU, Aligarh